DENGAN NAMA ALLAH YANG MAHA PENGASIH LAGI PENYAYANG, UCAPAN SELAWAT & SALAM BUAT NABI MUHAMMAD S.A.W SERTA KELUARGA BAGINDA Assalamualaikum ILMU (KNOWLEDGE), AMAL (PRACTICE), IMAN (CONVICTION) AND AKAL (COGNITIVE INTELLIGENCE) are the basis of this blog that was derived from the AKAR concept of ILMU, AMAL, AKAL and IMAN.From this very basic concept of Human Capital, the theme of this blog is developed i.e. ILMU AMAL JARIAH which coincidentally matches with the initials of my name IAJ.